America’s economic problems can be summed up quite simply. We’re running a 21st-century economy on an outdated 19th-century operating system. The good news is we’ve already done the hard part: we’ve built an incredible production engine with modern technology. Now we just need to upgrade our financial operating system to stoke the production engine we built. The upgrade described in this book would radically improve your wellbeing. Imagine for example how it would be if you could completely stop paying income taxes. Not one cent, ever again. What if that was the same for every citizen of America? That would be a life changer, right? And what if, despite none of us paying income taxes, the government could eliminate the deficit, offer a basic income for everybody, and provide free healthcare, higher education, and a guaranteed retirement for all? How might that change America’s outlook? It’s a real possibility. This book explains the math and how such a fundamental shift would benefit everyone—rich and poor, employer and employee, liberal and conservative.